Insights on payments, stablecoins and building for emerging markets.
Despite $1.2 trillion in annual mobile money transactions across sub-Saharan Africa, most payment infrastructure remains fragmented, underfunded and built for single-country use. Here's why the opportunity is still massive.
Read More →Stablecoin settlement reduces cross-border payment costs by up to 80% compared to traditional correspondent banking. We break down exactly how USDC and USDT rails work for B2B payments.
According to the GSMA's latest State of the Industry Report, sub-Saharan Africa processed over $900 billion in mobile money transactions in 2025. We analyze the key trends, growth corridors and what it means for API providers.
From prepaid electricity tokens in Kenya to NAWEC top-ups in The Gambia, utility payment systems vary wildly across Africa. This guide maps the landscape across 10 key markets.
Both USDC and USDT enable faster, cheaper cross-border settlement - but they differ in transparency, redemption speed, chain availability and regulatory posture. Here's how to choose.
West Africa has over 180 million mobile money accounts but cross-network and cross-border transfers remain fragmented. We examine WAEMU regulations, GIMTEL and the path to interoperability.
A technical deep-dive into how airtime top-up APIs connect to mobile carriers, handle denomination validation, process transactions in real-time and manage reconciliation across 40+ countries.
Only 56% of electricity payments in sub-Saharan Africa are digitized. We examine the state of prepaid metering, token-based systems and the opportunity for API-driven payment solutions.
How we built a reliable integration with The Gambia's National Water & Electricity Company (NAWEC), navigating legacy systems, token generation and real-time balance checks.
Remittances to sub-Saharan Africa reached $54 billion in 2025, but average fees remain above 7.8%. Stablecoin rails are emerging as a cost-effective alternative in key corridors like UK-Nigeria and US-Kenya.
We studied three companies that scaled payments infrastructure in emerging markets. Here's what they got right, where they diverged and what we learned building PayKunda.
eSIM adoption in Africa is growing at 45% annually. We explore how API-driven eSIM distribution is enabling instant connectivity for travelers, IoT devices and underserved communities.