Bank transfers, mobile wallets, card disbursements and stablecoin wallets across 40+ emerging markets.
Send money anywhere. Bank transfers, mobile wallets, cards and stablecoin wallets across 40 emerging markets.
Send funds directly to mobile money wallets across Africa and Asia. Support for M-Pesa, MTN MoMo, Airtel Money, Orange Money, Wave and 50+ other providers. Instant delivery in most markets.
Disburse funds to any bank account in supported markets. Real-time processing with instant confirmation for major banks. Support for all major clearing systems including ACH, RTGS and local instant payment rails.
Push funds directly to Visa and Mastercard debit cards. Perfect for instant refunds, cashback programs and gig economy payouts. Funds available to recipients within minutes.
Send USDC or USDT directly to any blockchain wallet address. On-chain settlement in minutes with full transaction transparency. Ideal for cross-border payouts, contractor payments and treasury operations.
Supported corridors: Africa (Ghana, Nigeria, Kenya, South Africa and 25+ more) · Asia (Philippines, Bangladesh, India, Pakistan) · Americas (Brazil, Colombia, Mexico)
POST https://api.paykunda.com/v1/payouts
// Headers
"Authorization": "Bearer pk_live_your_api_key"
"Content-Type": "application/json"
{
"amount": "5000.00",
"currency": "KES",
"sender": {
"name": "Acme Corp",
"phone_number": "+14155551234",
"country": "US"
},
"recipient": {
"type": "mobile_money",
"phone_number": "+254712345678",
"network": "M-PESA",
"first_name": "Jane",
"last_name": "Doe"
},
"description": "Salary payment",
"reference": "sal-2026-001"
}
Clean REST API, comprehensive SDKs and everything you need to go from zero to first payout in under 10 minutes.
Clean, predictable endpoints following REST conventions. JSON request and response bodies. Consistent error handling across all resources.
Official client libraries for Python, Node.js, PHP and Go. Type-safe, well-documented and regularly updated. Install and start building in seconds.
Real-time notifications for every transaction state change. Configurable retry logic with exponential backoff. Signature verification for security.
Full-featured test environment that mirrors production. Simulate success, failure and edge cases. No real money moves until you are ready to go live.