Every Payout Channel You Need

Send money anywhere. Bank transfers, mobile wallets, cards and stablecoin wallets across 40 emerging markets.

PayKunda
PayKunda API
v1/payouts
Mobile Money
M-Pesa, MTN MoMo, Wave, Orange Money, Airtel Money
Bank Transfer
ACH, RTGS, SWIFT, local instant payment rails
Card Disbursement
Visa and Mastercard debit cards
Stablecoin Wallet
USDC and USDT on-chain transfers

Mobile Money Payouts

Send funds directly to mobile money wallets across Africa and Asia. Support for M-Pesa, MTN MoMo, Airtel Money, Orange Money, Wave and 50+ other providers. Instant delivery in most markets.

Bank Transfers

Disburse funds to any bank account in supported markets. Real-time processing with instant confirmation for major banks. Support for all major clearing systems including ACH, RTGS and local instant payment rails.

Card Disbursements

Push funds directly to Visa and Mastercard debit cards. Perfect for instant refunds, cashback programs and gig economy payouts. Funds available to recipients within minutes.

Stablecoin Wallets

Send USDC or USDT directly to any blockchain wallet address. On-chain settlement in minutes with full transaction transparency. Ideal for cross-border payouts, contractor payments and treasury operations.

Supported corridors: Africa (Ghana, Nigeria, Kenya, South Africa and 25+ more) · Asia (Philippines, Bangladesh, India, Pakistan) · Americas (Brazil, Colombia, Mexico)

Quick Integration

POST https://api.paykunda.com/v1/payouts
// Headers
"Authorization": "Bearer pk_live_your_api_key"
"Content-Type": "application/json"

{
  "amount": "5000.00",
  "currency": "KES",
  "sender": {
    "name": "Acme Corp",
    "phone_number": "+14155551234",
    "country": "US"
  },
  "recipient": {
    "type": "mobile_money",
    "phone_number": "+254712345678",
    "network": "M-PESA",
    "first_name": "Jane",
    "last_name": "Doe"
  },
  "description": "Salary payment",
  "reference": "sal-2026-001"
}
40+
Markets
200+
Payment Methods
<3s
Average Settlement

Built for Developers

Clean REST API, comprehensive SDKs and everything you need to go from zero to first payout in under 10 minutes.

RESTful API

Clean, predictable endpoints following REST conventions. JSON request and response bodies. Consistent error handling across all resources.

SDKs

Official client libraries for Python, Node.js, PHP and Go. Type-safe, well-documented and regularly updated. Install and start building in seconds.

Webhooks

Real-time notifications for every transaction state change. Configurable retry logic with exponential backoff. Signature verification for security.

Sandbox

Full-featured test environment that mirrors production. Simulate success, failure and edge cases. No real money moves until you are ready to go live.

Start Building

Ready to integrate?

Get your API keys and start processing payouts in minutes.

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