Regulatory Compliance

We operate under a multi-jurisdiction compliance framework, ensuring every transaction meets the regulatory requirements of the markets we serve.

KYC

Know Your Customer

Identity verification on every transaction. Multi-layer verification including document checks, biometric matching and database cross-referencing to ensure all parties are properly identified before funds move.

AML

Anti-Money Laundering

Continuous transaction monitoring and suspicious activity reporting. Our system analyzes transaction patterns in real-time, flagging anomalies and generating SARs when thresholds are breached.

Data Protection

GDPR Compliant

Full GDPR-compliant data handling with encryption at rest (AES-256) and in transit (TLS 1.3). Data minimization principles applied throughout. Right to erasure supported for all personal data.

PCI DSS

Level 1 Compliance

Highest level of PCI DSS certification for handling card data. Annual third-party audits, quarterly vulnerability scans and continuous monitoring ensure cardholder data is never compromised.

Security Infrastructure

Multiple layers of protection safeguarding every API call, every transaction, every byte of data.

End-to-End Encryption

TLS 1.3 for all data in transit. AES-256 encryption for all data at rest. Certificate pinning on mobile SDKs. Perfect forward secrecy on all connections.

API Security

OAuth 2.0 authentication. Automatic API key rotation policies. Configurable rate limiting per endpoint. IP whitelisting for production environments. Request signing for sensitive operations.

Audit Logging

Complete transaction audit trail with tamper-proof logs. Every API call, authentication event and configuration change is recorded with full context. Logs retained for 7 years per regulatory requirements.

DDoS Protection

Multi-layer DDoS mitigation with global CDN edge protection. Automatic traffic filtering, intelligent rate limiting and geographic load balancing keep services available under any conditions.

Penetration Testing

Regular third-party security assessments by certified penetration testing firms. Annual comprehensive audits with quarterly targeted tests. All findings remediated within SLA with full transparency reports.

Incident Response

24/7 security operations center with less than 1 hour response time for critical incidents. Automated alerting, predefined runbooks and war room protocols ensure rapid containment and resolution.

Data Protection

How we handle, store and protect your data and your customers' data.

We apply data minimization principles across our entire platform. We collect only what is strictly necessary to process transactions and meet regulatory obligations. All personal data is encrypted, access-controlled and subject to regular retention reviews.

Our data protection framework is designed to comply with the most stringent regulations globally, including GDPR (European Union), POPIA (South Africa) and NDPR (Nigeria). Enterprise customers can select data residency options to keep data within specific geographic regions.

Data minimization - collect only what is necessary
Purpose limitation - data used only for stated purposes
Encrypted storage - AES-256 for all sensitive data at rest
Right to deletion - full data erasure upon request
GDPR compliant - full EU data protection adherence
POPIA compliant - South African data privacy law
NDPR compliant - Nigerian data protection regulation
Data residency - regional storage for enterprise customers

KYC & AML Framework

A comprehensive, risk-based approach to preventing financial crime across all 40 markets.

Transaction Monitoring

  • Real-time transaction pattern analysis
  • Machine learning anomaly detection
  • Velocity checks and threshold monitoring
  • Cross-border flow analysis
  • Automated suspicious activity reporting (SAR)

Screening & Assessment

  • Risk-based customer assessment tiers
  • OFAC sanctions list screening
  • UN and EU sanctions compliance
  • Politically Exposed Persons (PEP) screening
  • Adverse media monitoring

Certifications & Standards

The security standards and frameworks we adhere to across our platform.

ISO 27001

Information Security Management System certification covering all operations

PCI DSS Level 1

Highest level of Payment Card Industry Data Security Standard compliance

SOC 2 Type II

Audited controls for security, availability and confidentiality of customer data

GDPR Compliant

Full compliance with the EU General Data Protection Regulation

Questions about security?

Our security team is happy to answer questions, provide compliance documentation, or walk through our security architecture.