PayKunda - Utilities API | Airtime, Electricity, Data & Bills

Services

Every Utility Service in One Place

10 service categories across 40+ emerging markets, all through a single integration.

Airtime

Instant mobile top-ups for all major carriers

Available in 40 markets

Electricity

Prepaid and postpaid meter payments

Available in 28 markets

Data

Mobile data bundles across all networks

Available in 38 markets

eSIM

Digital SIM provisioning for travelers

Available in 15 markets

Cable and satellite subscription renewals

Available in 22 markets

Internet

Broadband and fiber subscription payments

Available in 20 markets

Water

Municipal water utility bill payments

Available in 18 markets

Business

B2B vendor and supplier payments

Available in 25 markets

Goods

E-commerce and marketplace payments

Available in 20 markets

Invoice

Bill and invoice settlement automation

Available in 30 markets

Utility Payment Example

POST https://api.paykunda.com/v1/utilities/airtime
// Headers
"Authorization": "Bearer pk_live_your_api_key"
"Content-Type": "application/json"

{
  "phone_number": "+233241234567",
  "amount": "20.00",
  "currency": "GHS",
  "country": "GH",
  "reference": "air-2026-001"
}

// Response: 201 Created
{
  "id": "utl_01X2Y3Z4A5B6C7D8",
  "type": "airtime",
  "status": "completed",
  "amount": "20.00",
  "currency": "GHS",
  "provider": "MTN Ghana",
  "reference": "air-2026-001",
  "created_at": "2026-06-03T10:30:00Z"
}

Developer Experience

Built for Developers

Clean REST API, comprehensive SDKs and everything you need to go from zero to first utility payment in under 10 minutes.

RESTful API

Clean, predictable endpoints following REST conventions. JSON request and response bodies. Consistent error handling across all resources.

SDKs

Official client libraries for Python, Node.js, PHP and Go. Type-safe, well-documented and regularly updated. Install and start building in seconds.

Webhooks

Real-time notifications for every transaction state change. Configurable retry logic with exponential backoff. Signature verification for security.

Sandbox

Full-featured test environment that mirrors production. Simulate success, failure and edge cases. No real money moves until you are ready to go live.

Start Building

Pay for Anything. One API.