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FAQ
Common Questions
Getting started is straightforward. Sign up for a free sandbox account to test your integration with simulated transactions. Once you are confident everything works, request production API keys through your dashboard. The entire process - from signup to first live transaction - typically takes less than a day.
PayKunda currently supports 40 countries across Africa, Asia and the Americas. Our strongest coverage is in Africa (Ghana, Nigeria, Kenya, South Africa, Tanzania, Uganda and 20+ more), with expanding coverage in Asia (Philippines, Bangladesh, India, Pakistan) and the Americas (Brazil, Colombia, Mexico). Visit our coverage page for the full list.
We offer two settlement options to fit your business model. You can settle in local currency (GHS, KES, NGN, ZAR and more) directly to your bank account, which is ideal for businesses operating within a single market. Alternatively, you can settle in stablecoins (USDC or USDT) for faster cross-border settlement and to avoid FX markup on international transactions.
Yes. We provide official, maintained SDKs for Python, Node.js, PHP and Go. Each SDK is fully typed, well-documented and regularly updated. You can install them via pip, npm, Composer, or go get respectively. We also provide a comprehensive REST API that works with any language or framework.
We guarantee 99.9% uptime across all production endpoints. This is backed by our enterprise SLA and monitored continuously. Our infrastructure spans multiple availability zones with automatic failover. You can track our real-time status and historical uptime at status.paykunda.com.
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