Settle in local currencies or stablecoins. No hidden fees, competitive FX rates.
Choose how you receive funds. Local currency or stablecoins.
Settle directly in local currencies - GHS, KES, NGN, ZAR, UGX, TZS and more. Funds go straight to your local bank account with no FX risk for domestic operations. Perfect for businesses operating within a single market or managing local expenses.
Settle in USDC or USDT for faster cross-border transactions. Skip the FX markup entirely and receive on-chain settlement within minutes. Ideal for businesses operating across multiple markets who want to avoid holding multiple local currency accounts.
Configure your settlement preferences once and let PayKunda handle the rest.
Set your preferred settlement currency and destination through the dashboard or API. Switch between local currency and stablecoins at any time.
Settlements are processed automatically based on your schedule - daily, weekly, or on-demand. No manual intervention required.
Track every settlement in real-time. See FX rates applied, fees charged and net amounts received. Detailed reporting and reconciliation tools included.
Clean REST API, comprehensive SDKs and everything you need to configure settlement in minutes.
Clean, predictable endpoints following REST conventions. JSON request and response bodies. Consistent error handling across all resources.
Official client libraries for Python, Node.js, PHP and Go. Type-safe, well-documented and regularly updated. Install and start building in seconds.
Real-time notifications for every settlement event. Configurable retry logic with exponential backoff. Signature verification for security.
Full-featured test environment that mirrors production. Simulate success, failure and edge cases. No real money moves until you are ready to go live.